Finnita® enrolls student loan borrowers into federal repayment programs that, over time, can dramatically reduce or eliminate their student loan debt through existing federal loan forgiveness programs. By offering Finnita® as an employee benefit, you help your team take control of their student debt, which supports financial wellness, retention and loyalty.
There's no cost to your company, no selling and no administrative burden. Simply share your company's unique link through the channels you already use (onboarding, HR portal, benefits communications, newsletters, team meetings), which we provide at no cost to you. You don't need to become a student loan expert — your role is connecting your employees to the experts.
Most borrowers believe the hardest part of managing student loans is choosing a repayment plan on day one. In reality, that initial choice is just the starting line. Navigating modern federal student loans requires active, annual management:
Life changes—promotions, marriage, dependents or career pauses directly impact required monthly payments under Income-Driven Repayment (IDR) plans. Missing a filing deadline can unexpectedly spike payments or capitalize interest.
Whether pursuing Public Service Loan Forgiveness (PSLF) after 10 years or standard IDR discharge after 20–25 years, every single month needs to be documented, audited and verified. Administrative errors and servicer transfers frequently derail borrowers who don't monitor their counts.
Tax filing status changes, changing employers and evolving Department of Education policies mean the optimal strategy this year may cost a student loan borrower thousands of dollars next year.
Employers already shape their people's financial well-being. Student debt is one of the biggest sources of financial stress for working Americans, and a benefit that helps solve it shows you care — without adding to your budget.
Help employees lower or eliminate student loan payments, strengthening engagement and the value of working for you.
Student debt is high-stakes and deeply personal. A recommendation from their own employer carries real credibility that a generic benefits email never could.
Offer the benefit with no cost, no new headcount, no administrative work and no plan changes.
Borrowers need year-over-year loan management through their forgiveness milestone. Employees who benefit stay supported and have a reason to stay with a company that invests in their financial health.
Millions of working Americans — including people on your team — qualify for federal programs that can lower their student loan payments by hundreds of dollars a month or eliminate their debt entirely. But the paperwork is complex, the deadlines are unforgiving and only 11% who try on their own succeed.
Finnita® changes that. We don't give people information and wish them luck — we enroll them. Our team handles everything: assessment, enrollment, paperwork and ongoing annual recertification — so your company can offer a real solution to its employees.
Per enrolled customer
Industry-leading rate
Without professional help
No cost to offer this employee benefit
Finnita's® employer program is built to be effortless for your business and valuable for your people.
No fees, no contributions and no changes to your benefits plan.
We provide your company's unique link and the communications you need. Finnita® handles assessment, enrollment, paperwork and annual recertification directly with employees.
Distribute through onboarding, the HR portal, benefits communications, newsletters or team meetings.
Any employer with team members carrying federal student loans can offer this benefit at no cost. It's especially valuable for employers with professional-degree staff such as medical, dental and veterinary teams, who often carry some of the highest balances in the country.
New hires just entering repayment can set up the right plan from day one.
Medical, dental, veterinary and other graduate-degree employees with high balances. Finnita® handles all the paperwork so they can focus on their work.
Professionals balancing family and finances benefit from ongoing annual recertification management.
HR can share the company's unique link in onboarding and benefits communications to reach employees wherever they work.
Your employees trust you, and you can trust us. Unlike competitors who push refinancing — which permanently strips borrowers of federal protections — Finnita® will never refinance a federal student loan. As a Public Benefit Corporation, our values are written into our charter: no refinancing, no credit checks, no new debt.
"The team made this extremely easy for me and took a great deal of stress off my shoulders. I felt like I was in good hands. Amazing service from beginning to end!"
"Finnita® did a great job of obtaining the required information and getting things completed timely. Quite refreshing to not have to go through multiple phone trees to get connected to a real person."
Ready to give your employees a powerful benefit at no cost to your business?
We're committed to helping your employees take control of their student debt repayment process.
935 Great Plain Ave, Suite 288, Needham, MA 02492
Finnita® and the Finnita® logo are registered trademarks of Finnita, Inc., All rights reserved.
Give Your Employees a Powerful Benefit — at No Cost to Your Business